Australia loves coffee and the coffee pig loves them right back

coffeepigSydney, NSW, November 11, 2013– Coffee Pig, at www.coffeepig.com.au, is Australia’s only resource for information about great coffee all over the country. Whether it’s an article about “McDonald’s launches a new tactic in coffee war” or a chat room on coffee freshness, coffee pig is the single source for everything there is to know about coffee, coffee drinks and great sources for drink throughout the country and the world.
“Coffee is more than just a drink; coffee is an obsession for me. I am addicted to the taste, the smell and the entire culture that has grown up around coffee worldwide. That’s why I started CoffeePig.com.au. I wanted a place to share my passion and everything I know.” – Sammy, Founder, Coffee Pig

Coffee has been harvested professionally for thousands of years, but every day, new ideas, drinks and ways to make coffee more exciting are being invented and grown. There are more varieties, flavours and roasts of coffee than ever before. That’s why Coffee Pig is such an asset. Everything Aussies want to know about coffee near them or around the world is all located in one place. And it’s free to join the site and the conversation.

“I love this site. I am a total coffee addict. Now I have a guide to all of the best coffee in Australia. Frankly, I think it’s fun that there is a whole community just like me, people that love to talk about coffee and share what they know and learn.” – Karen F., The Coffee Junkie

Coffeepig.com.au is an Australia’s coffee forum shares coffee news & knowledge, barista skills, coffee equipment, cafe experiences & reviews, latte arts, coffee Q&A and much more with all coffee lovers. Clients can join now and find out everything you need about coffee.
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If you would like more information about this topic, please contact Sammy via email at sammy@coffeepig.com.au.

bitcoins

Bitcoins: The New Safe Haven?

Recently, a Norwegian man made the headlines for coming into a small fortune of $1,000,000 U.S dollars. Although the amount is considered modest by today’s standard, it was the way that he made the fortune that made this story newsworthy. Kristoffer Koch, 29 in 2009 bought $27 dollars worth of Bitcoins as part of his thesis research and then forgotten about it until earlier this year. It was only with all media attention on this relatively obscure crypto currency recently that reminded Mr. Koch about the investment he made way back in 2009.

Bitcoins Windfall

According to Mr. Koch, the reason that he bought 5000 Bitcoins was not because he wanted to invest in the virtual currency but rather as part of his research on encryption. After having completed his research, he totally forgot about it. It wasn’t until after all the media exposure on Bitcoins earlier this year that he realized that he had small fortune tucked away. At today’s exchange rate, one Bitcoin is worth nearly $212 U.S dollars making Mr. Koch holdings of 5000 Bitcoins worth a cool million dollars (Before Tax). So what did Mr. Koch do with his windfall? Well, the word is he sold 1/5 of his Bitcoin holdings and bought himself a nice small flat in the upscale part of Oslo.

What is Bitcoin?

Bitcoin is a crypto currency which had gain popularity in usage on the internet during the last few years. Its main attraction is chiefly due to the lower cost of cost transaction. Another reason for its attraction is the fact that Bitcoin is not issued or controlled by any central government, hence a major draw for the underworld economy which value anonymity. However, it was the Cyprus banking crisis earlier this year which really thrust Bitcoins into the limelight. Investors having learnt that their money is never totalled secured decided to switch to Bitcoins as a safe haven for their wealth as it is not subjected to any central government control. The downside of all this? Because of the lack of control, the value of Bitcoin is extremely volatile which help to account for the rapid appreciation in value that Mr. Koch experienced with his meagre investment of $27. According to Mr. Koch, “Not in my wildest dreams could I have imagined that they would have soared like this.”

Trading Bitcoins

Because of the volatility of Bitcoins, many financial investors are drawn to it due to the wealth of speculative opportunities that this virtual currency represents. To cater for this growing demand, many binary options brokers are beginning to offer Bitcoins as part of their tradable asset index. Currently, some of the leading binary brokers that offer the opportunity to trade in this volatile asset include:

Although Mr. Koch’s story makes for nice reading, it should be remembered that his case is the exception rather than the rule. Nevertheless, the moral of the story here is that we should never be quick to judge what makes for a good investment and what makes a bad investment.

 

Transportation Means You Can Find in Sydney CBD

 

In keeping with its large size and large population, Sydney has a wide variety of transportation options for both locals and tourists. Obviously the best way to get around in Sydney is by using the public transport because renting a car or getting a taxi can be too expensive not to mention the extreme amount of traffic that can be in and around the CBD of Sydney. Public transport will get you to just about every place you will want to go in Sydney so its easily the way to go. Below you can find details relating to transport in Sydney CBD.

Buses

There are two main termini from which you can catch a bus in Sydney. The first one serves buses whose destination is Northern Beaches and North Shore. This terminus is found at the Carrington or York Street just next to Wynyard station. If you are headed to the eastern, southern or inner western suburbs, you should look for the Alfred Street Terminus. It is crucial to check bus timetables before going to any of the termini. Additionally, during the day you have to buy a ticket before boarding a bus. Tickets are sold at convenience stores, the post office and various other places. You can also check out the route and timetable for the free shuttle ideal for tourists.

Trains

There are many train stations within the CBD that interconnect to form a vast rail network. Again, check for timetables and passage routes.

Light rail/Trams

Though not as extensive as other forms of transport in Sydney CBD, the light rail is still as good for transport within the city and to some outer suburbs. You can access locations such as Chinatown, Darling Harbour and the Sydney fish markets.

Ferries

Crossing the Sydney Harbour is one of the most amazing experiences you should not miss out on. Covering the distance between Manly and Parramatta, ferry services are useful for visiting attractions such as Taronga Zoo, Luna Park and Darling Harbour.

For more information on travel and hotels in Sydney please visit Sydneycbdhotels.net.au

 

Lifestyle and Wellbeing Conference

“Get Ready To Unlock The Real Secrets of
Your Mind To Create The Ultimate Life
You’ve Only Dreamed About!”


Once you discover how to make this amazing “shift” within yourself,
your entire life will change for the better…

THERE’S SOMETHING AMAZING WITHIN YOU RIGHT NOW…

It’s called “Infinite Potential” and we all posses it, yet the majority of us go through our daily lives never knowing that it even exists (or how to tap into it). The ones who do learn how to tap into it, do amazing things, and the good news is…you don’t have to be smarter, or more educated, or fall into “luck” in order to have massive success in your life.

The real trick to tapping into this Infinite Potential is understanding
the simple concept: WE ARE WHAT WE THINK

When you can fully understand how the mind works, and how vital your own belief systems interact with it and your life, amazing things will begin to happen. Some of the greatest thinkers of all time knew this trick and they applied it. And the results of them doing this led to important changes in human history.

Where people go wrong is that they believe if they just WANT things
bad enough, good things will happen…

Register NOW

“Get Ready To Unlock The Real Secrets of
Your Mind To Create The Ultimate Life
You’ve Only Dreamed About!”


Once you discover how to make this amazing “shift” within yourself,
your entire life will change for the better…

THERE’S SOMETHING AMAZING WITHIN YOU RIGHT NOW…

It’s called “Infinite Potential” and we all posses it, yet the majority of us go through our daily lives never knowing that it even exists (or how to tap into it). The ones who do learn how to tap into it, do amazing things, and the good news is…you don’t have to be smarter, or more educated, or fall into “luck” in order to have massive success in your life.

The real trick to tapping into this Infinite Potential is understanding
the simple concept: WE ARE WHAT WE THINK

When you can fully understand how the mind works, and how vital your own belief systems interact with it and your life, amazing things will begin to happen. Some of the greatest thinkers of all time knew this trick and they applied it. And the results of them doing this led to important changes in human history.

Where people go wrong is that they believe if they just WANT things
bad enough, good things will happen…

Outsourcing your Social Media work to the Philippines

Businesses across the world, including in Australia, are outsourcing more and more. The major destinations are shifting all the time. While it used to be that it was just the blue collar jobs were outsourced, more and more white collar jobs are moving overseas. By 2015 more than 3 million white collar jobs will move overseas. While many think of the big end of the town, the ASX200 companies, are the only people that are outsourcing, it is the medium sized businesses that will also account for a large percentage of the growth.
In Australia, most of the major companies have operations offshore.

They have staff working offsite at offices in India, Philippines and Vietnam. India was the leading outsourcing country for white collar jobs with an initial focus of information technology. The companies outsourced functions like software development and maintenance, and also BPO business process outsourcing. BPO includes core functions like accounting and finance, human resources, call centres and data entry and analysis. However India had some challenges. The language and the time different to Australia are the main two.

That is why the Philippines is the hottest offsite staffing destination for Australian businesses. The Philippines is one most highly rated location for outsourcing of white collar jobs. There are many functions that can be performed offsite.

At the same time that the Philippines has become the ‘go to’ destination for white collar jobs, there has been an explosion in the importance of social media. If your business is not using at least one of the major social media platforms: Facebook, Twitter, LinkedIn or Google +, then you missing out on huge opportunities.

Who has the time?

Very few people have the time necessary to dedicate to their social media presence. It takes at least a few hours a day and can easily be a full time job to manage your social media effectively. But most small business owners do not have that time and if they did then they may not know what they should be doing.

Who Can afford to pay Australian Rates?

A social media practitioner in Australia would cost at least $70,000 per year. Most small businesses cannot afford to pay that amount of money. Offsite Staff provides specialist Social Media staff. That is why they are going to companies like Offsite Staff for assistance with outsourcing their social media operations. They provide full time staff focussed on your business for as little as $329 per week. That is less than a quarter of the cost of an Australian resource.

Everyone knows that they should be doing social media – know they know how.
http://www.offsitestaff.com.au offers outsourcing to the Philippines for Australian businesses.

The Children of Gavrilek

Invigorated by mesmerizing prose and fervid imagination, The Children of Gavrilek weaves together world history, science fiction, and romance to unleash a powerful story of wrenching emotion and unexpected relevancy.

Sailing aboard a storm-thrashed vessel from America to Cuba, a youngwoman (Audrianna) and her mysterious son (Devon) are shipwreckedand left for dead. They survive thanks to the mystical efforts of a small community located on the coast of 1920s Georgia. While in the care of this unique group and its beautiful and loving leader, Kendis, Audrianna comes to discover the secrets of her son’s cognitive powers, his (and Kendis’s) otherworldly origins, and an enthralling, Earth-changing game” that threatens the existences of both the alien descendants of Gavrilek and the unsuspecting inhabitants of Earth. The key to the universe’s survival lies in the unraveling of Audrianna’s conflicted past and desires, as well as in the seemingly motley collection of castoffs that Kendis has nurtured and trained.

Invigorated by mesmerizing prose and fervid imagination, The Children of Gavrilek weaves together world history, science fiction, and romance to unleash a powerful story of wrenching emotion and unexpected relevancy for today’s age. Its author is at the height of her narrative powers and her creation will keep you captivated from the opening pages until the last sentence.

Author:  http://www.facebook.com/juliekirtonchandler

Insurance Premiums in Australia Rising: Tips and Tricks

Statistics are showing that Australian insurance companies are draining thousands more unnecessary dollars from customers each year. Even though the costs of groceries and household goods have been falling heavenly over the past years, the costs of premiums have been going up significantly.

According to several news sources, insurers are justifying their reasons for increasing premiums due to the increasing rate of stolen items. However experts say this claim is “ludicrous.”

When a spokesman from the Insurance Council of Australia was asked to comment, he stated that even though the number of crimes is falling, the value of items being stolen is on the rise. He ended the statement with an example that a television that used to cost $200 would now be valued at $2000.

It seems that when it is time for renewing premiums, the only way Australian families would be able to save is by doing a bit of shopping around. An unnamed financial blogger from Insurance Onus advised people to read through several insurance reviews before they take out any new policies. This way, consumers can get a better idea on what they are purchasing by getting firsthand information from reading the comments posted by other people.

We have conducted a short interview with the owner of Insurance Onus:

When did you start blogging about insurance and finance?

I was just a bored out university student when I first got the idea to start a financial blog. At that time I had just gotten my first car and was also hungry to see the world and travel, and as you know, these two activities require the heavy purchase of insurance. I got ripped off two times, and paid for unnecessary protection for several of my travel insurances. Getting tired of knowing which insurer to trust I decided to start a blog that would be able to help people in my situation.

How often do you review insurance companies?

I try my best to write as many reviews as I can. In some times I may write up to five reviews at a time, while on the other days writing one seemed like labour. I guess it all depends on my mood and the company I am reviewing.

What are some final tips you want to give to people searching for affordable insurance policies?

Never trust advertisements or anything said by the company. Instead you should shop around, do some comparison online and read reviews. These three ways have been proven to help people find the protection they are looking for.

 

Australians Filing for Debt Agreements Reaches Record Numbers

More and more Australians are choosing debt agreements to help free themselves from debt. Is this the right option for those struggling to pay their debts?

Going to court over debt agreement

With the rising cost of living making more of an impact on peoples spending, it’s no surprise that in the 2012 – 2013 financial year, a record amount of Australians filed for debt agreements. New South Wales had the highest figures with 3235 people entering into a debt agreement. Queensland followed closely behind with the tally sitting at 2706. The Northern Territory had the lowest numbers, although their bankruptcy figures were up by a staggering 82 percent from the previous year.

Overall bankruptcy figures have dropped across Australia, due to the number of people opting to enter into debt agreements. The question is, is this a result the recent increase in television commercials by debt agreement companies or is it a genuine strategy to avoid going down the bankruptcy path.

Ultimately both options have many of the same consequences. Your credit rating will still be damaged for 7 years, and the details of the debt agreement stay on the national record. The increase in people opting in for debt agreements can be attributed to the increase in marketing campaigns of the companies that make enormous profits from them. The difference between the two options is minimal except with a debt agreement you still have to pay back the entire debt, whereas bankruptcy wipes the debt and takes the pressure of the individual to pay back the debts.

Out of all the cases of people entering into debt agreements in the last financial year, the majority of people under 25 struggled with an excessive use of credit; while older people found problems with unemployment and economic conditions.

With such an uncertain economic future ahead, it would be a good idea for everyone to do a little bit of research or ideally, speak to a qualified financial agent who can provide the most up to date information and explain all of the options available to you. Be warned if you call a debt agreement company they will suggest a debt agreement is the best way out. If you speak to a debt consolidation company they will steer you down the path of a consolidation loan. I think you are getting the idea, its a simple case of doing your homework before you make a decision.

 

Elegans Beauty Supplies: They Know Beauty

One of the most important things to get right when it comes to creating or enhancing your company in the beauty industry is getting the appropriate tools of the trade. Finding tools which are not only effective but suit your business needs should be at forefront of any owners’ business plan or strategy. Elegans Health & Beauty are a company who understand the practicalities that salons face every day as well as considering longer term priorities of incorporating new technologies and treatments. Such an outlook has meant that Elegans know beauty – they can help you plan for the long term whilst enhancing everyday practices with their high quality beauty salon supplies.

One area of expertise that Elegans have is microdermabrasion treatments Exfoliation has long been a high priority for those with an interest in beauty and skincare and now the wider public is becoming more aware of the significant skin benefits which exfoliation can bring. Traditionally manual and chemical exfoliators have been the way to go for soft, supple skin but now microdermabrasion is becoming increasingly main-stream with demand for such treatments rocketing. The allure of a non-invasive treatment which can provide significant results is what makes it so popular. Elegans are at the forefront in supplying the most innovative microdermabrasion products from the more established diamond and crystal based treatments to the latest hydro powered ones.

Just one of the products which Elegans offer which goes some way to meet this new found demand for microdermabrasion treatments is the Carlton Professional Chroma Peel. This is a unit which enables you to provide the ultimate combination of treatments including microdermabrasion, manicures, pedicures and facials as it encompasses both LED light technology as well as diamond microdermabrasion tips. This makes it perfect for all kinds of clients as it can serve the anti-aging market as well as a younger clientele looking for more radiant skin.

Another option in the microdermabrasion line is the Carlton Professional Baby Peel Professional which is a great option for mobile use or small salons. It enables you to maximise your floor space and treatment options whilst providing a high quality treatment. It can also be combined with the peel profession range of products for the ultimate facial and salon experience.

To complement microdermabrasion treatments, follow ups or facials Elegans also supply a wide range of topical products to really enhance the results of various treatments. The post abrasion soothing gel is a go to product for calming and refining the skin post treatment. The oxygen moisturiser is also a salon favourite as it plumps and adds a new found radiance to the skin. Regardless of the number or range of treatments that your salon offers Elegans can provide you with beauty salon supplies to take your treatments and business to the next level.

In essence Elegans (http://www.elegans.com.au) are beauty salon suppliers who have the best interests of your business at their heart. They strive to ensure that they always deliver on cost and quality making them the go to place for beauty salon supplies.

NLP and Xcel Programs in Australia

mindXcel Pty Ltd is a recommended & Licensed NLP Training provider by the Society of NLP; Dr. Richard Bandler.
We work in the Middle East and are now offering our NLP & Xcel Programs in Australia.
The owner of mindXcel is Evina Hameeteman, who has a wealth of international experience, is a NLP Trainer since 2000, trained and recommended by Dr. Richard Bandler. Evina has trained delegates from large companies, such as Emirates Airline, Ace Insurance, Universe Computers, Malta Airways, Alico Insurance, Dubai Tourism Authority, Abu Dhabi Food Control, Dewa Electricity Board, ENOC Oil, Adnoc Oil, Dubai University and many more…
Delegates include: HR Managers, aspiring and existing Coaches and Trainers, Sales and Marketing Professionals, Motivational Speakers, Consultants, Managers and Executives, Project Managers, IT Professionals, Customer Service Professionals, Politicians, TV Personalities, CEOs as well as Mums and Dads.

Her question to you:

  • Are you ready for a change?
  • Is it time for you to make some changes in your life?
  • Are you looking for a change in yourself, your goals, your relationships, your career, and your feelings?
  • Is it time to start living with purpose and passion? 
  • If so, then you are no different to millions of people, who want something more, something different, something better, to have more meaning in life, yet lack the know-how, tools and thinking for transformation.

Sometimes, we get a wake-up call; something that entices us to make a move.

Giving you hype will give you a band-aid and may work for a day or two, yet will not provide you with know-how on how to make fundamental changes that will last!

Some say that it is not possible to change; I’ve heard it over and over again! As a matter of fact; if you think that, then that is true for you!

Whatever you believe to be true is true…..for you!

But, what if you are wrong? What if you are limiting yourself, whilst others move forward, getting what they want and you remain where you are now?

Just imagine if you can change many things about yourself and your life? What will that be like? Think about it…

The most important ingredient for change is a desire to change!

If you want a change, then you can have it! The choice is always yours!

People, who benefit from what we do, want a change and want to learn more about themselves and want to remain, or become independent thinkers!
After all; freedom to think for yourself is your intrinsic right.

All of us are unique, and mindXcel’s change process is designed for people who want:

1. Change
2. Proven skills, tools and techniques, and want more
3. ….and they want it NOW!

All mindXcel’s interventions are based on these 3 Principles, and we offer a guarantee to give you a little push and some peace of mind!

No matter if you are choosing a licensed NLP Training, or an Xcel program, I am looking forward to expand your horizons to make you Xcel!

I wonder if you are ready to join me on a journey of Self-Discovery and Change.

Evina.

mindXcel’s 7 Day accelerated NLP Practitioner with NLP Coach (optional) Training in Melbourne, Victoria, will commence in October.

If you always wanted to be a Practitioner, or become a qualified Coach – (NLP Coaches are the best in the market), then join this fully certified Program.

Learn NLP; the way it was meant to be, and automatically become a member of Dr. Richard Bandler’s Society of NLP.
Certificates are personally signed by him!

If, on the other hand, you are looking for a Fast ‘PERSONAL CHANGE Make-over’ opportunity, that addresses your goals, purpose and strategies in life, then consider the i-Xcel for Personal Change Event early November!
This event is unique to mindXcel, and expect to walk away ‘a changed person’!

For more information on both Programs, visit http://www.mindxcel.com/#!upcoming-events/co98 and GET READY TO XCEL!